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Financial Aid
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Financial Aid Programs
Graduate Students
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How to Apply for a Stafford Loan
This page will assist the first-time student borrowers at FGCU in selecting a lender. Please click on each lender icon to view the benefits of choosing that particular lender.
Before we can receive funds and disburse them to you, you must:
- Complete a Free Application for Federal Student Aid (FAFSA) http://www.fafsa.gov/
- Accept, Decline or Reduce your loan amounts through Gulfline.
- Choose a lender. Please see our Preferred Lender List below to review/compare the lender benefits and to connect to lender web sites. FGCU recommends the following lenders as they provide quality customer service, efficient electronic processing and borrower rewards and benefits.
- Students are not required to choose one of the preferred lenders. FGCU can and will process a Stafford Loan from any approved FFELP lender.
- Complete the Lender Selection Form located in Gulfline, and check to see if Lender Selection Form is listed under your "unsatisfied requirements."
- Complete the online Entrance Interview at http://mappingyourfuture.org/. Please check Gulfline to see if an Entrance Interview is listed under your "unsatisfied requirements."
- If you are a new borrower at FGCU or are switching lenders, a MPN (Master Promissory Note) will need to be e-signed later in the process. Your lender will contact you with the instructions on how to e-sign this form.
Preferred Lenders
NOTE: Clicking a lender link below will take you away from the FGCU web site.
| Lender |
Interest |
Borrower Benefits |
| CitiBank |
5.6% Undergrad Subsidized 6.8% All other Stafford |
.25% rate cut when you use auto debit Flexible repayment options |
| Edamerica |
5.6% Undergrad Subsidized 6.8% All other Stafford |
.25% rate cut when you use auto debit Flexible repayment options |
| SallieMae |
5.6% Undergrad Subsidized 6.8% All other Stafford |
.25% rate cut when you use auto debit Flexible repayment options |
| SunTrust |
5.6% Undergrad Subsidized 6.8% All other Stafford |
.25% rate cut when you use auto debit Flexible repayment options |
| Wachovia |
5.6% Undergrad Subsidized 6.8% All other Stafford |
Flexible repayment options |
| Wells Fargo |
5.6% Undergrad Subsidized 6.8% All other Stafford |
.25% rate cut when you use auto debit Flexible repayment options |
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