Planned Giving

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Gift Types

There is a gift to fit every goal. Deferred gifts contribute to our ability to provide outstanding higher education and public service in Southwest Florida - both today and for future generations to come.

Revocable deferred gifts such as bequests, living trusts, and life insurance provide donors with the maximum security and flexibility in estate planning, while irrevocable deferred gifts such as charitable gift annuities and charitable remainder trusts provide donors with income payments for life and/or specific tax advantages.

The following chart contains a summary of the various gifts options. View a specific gift type for details and examples.

Your Goal	Your Gift	Making the Gift	Your Benefits
Defer a gift until after your lifetime	BequestBequest Lets you provide for your family after your death Allows you to distribute your assets according to your wishes Saves on estate taxes, with proper planning Lets you leave a legacy without giving up assets	Name us in your will	Donation is exempt from federal estate taxes
Make a revocable gift during your lifetime	Living trustLiving Trust You or a beneficiary receive the income from the trust assets You're in charge, but a professional trustee may do the detail work You name who will ultimately receive the trust remainder The trust assets bypass probate, so the terms are private Assets in the trust are removed from your probate estate, so estate expenses may be less	Name us the beneficiary of assets in a living trust	You maintain control of the trust for your lifetime
Make a quick and easy gift	Outright gift of cashOutright Gift of Cash Gifts of cash result in a current income tax deduction All contributions to us are used to help fulfill our mission	Simply write a check or make a cash donation now	Immediate income tax deducation and possible estate tax savings
Avoid tax on capital gains	Outright gift of securitiesOutright Gift of Securities Gifts of securities also provide relief from capital gains tax All contributions to us are used to help fulfill our mission	Contribute long-term appreciated stock or other securities	Immediate charitable deducation and avoidance of capital gains tax
Share your enjoyment of a collection or other personal items	Outright gift of personal propertyOutright Gift of Personal Property Donations of personal property allow for meaningful gifts All contributions to us are used to help fulfill our mission	Donate tangible personal property related to our exempt function	Charitable deduction based on the full fair market value
Make a large gift with little cost to yourself	Gift of life insuranceGift of Life Insurance Charitable deduction when you name us beneficiary and assign us ownership Flexibility through naming us beneficiary but keeping ownership Security for your family by naming us contingent beneficiary Reduction in estate taxes because proceeds are removed from your estate	Contribute a life insurance policy you no longer need and/or name us as beneficiary	Current income tax deduction and possible future deductions through gifts to pay policy premiums
Avoid the twofold taxation on IRAs or other employee benefit plans	Gift of retirement assetsGift of Retirement Assets Naming us the primary beneficiary avoids all income and estate taxes Partial savings when you give us a specific amount before giving family the remainder Naming us the contingent beneficiary allows for greater flexibility Donating retirement plan assts could be the most cost-effective gift you can make	Name us as beneficiary of the remainder of the assets after your lifetime	Allows less costly assets for your heirs
Avoid capital gains tax on the sale of a home or other real estate	Gift of real estateGift of Real Estate Income tax charitable deduction for the full fair market value Avoidance of tax on the property's appreciation No hassle from trying to sell the property No gift tax, plus a reduction of your taxable estate	Donate the property to us or sell it to us at a bargain price	Immediate income tax deduction and reduction or elimination of capital gains tax
Give your personal residence or farm now but continue to live there	Retained life estateRetained Life Estate Lifetime use of the residence for you and/or another person Income tax savings through charitable deduction Estate tax savings for you and/or another person (if the other person is your spouse) Ability to gift only partial interest in property and receive tax advantages	Designate ownership of your home to us but retain occupancy	Charitable income tax deduction and lifetime use of residence
Create a hedge against inflation over the long term	Charitable remainder unitrustCharitable Remainder Unitrust Lifetime income (often greater than your previous yield) A sizable income tax charitable deduction Avoidance of capital gains tax if you donate appreciated securities Professional management of the assets frees you from investment responsibilities	Create a trust that pays a fixed percentage of trust's assets as revalued annually	Receive a variable income for life and immediate income tax charitable deduction
Secure a fixed and often increased income	Charitable remainder annuity trustCharitable Remainder Anuity Trust A fixed dollar income paid annually, semiannually or quarterly Immediate charitable deduction A way to increase income from a low-yield holding Freedom from investment management Avoidance of capital gains tax on appreciated assets used to fund the trust	Create a charitable trust or a charitable gift annuity that pays you a set income annually	Immediate income tax deduction and fixed income for life, often at higher rate of return
Supplement income with steady payments that are partially tax free	Charitable gift annuityCharitable Gift Anuity Lifetime payments for yourself and possibly another person Charitable deduction for a portion of the value of the gift Part of the annual payment is considered a tax-free return of capital Capital gains tax savings when you contribute appreciated securities	Enter a charitable gift annuity contract with us that pays you a set income annually	Current and future savings on income taxes and fixed payments for life for one or two individuals
Reduce gift and estate taxes on assets you pass to children or grandchildren	Charitable lead trustCharitable Lead Trust Can be funded during your lifetime or through your will You support our mission through annual income payouts Reduces your taxable estate and potential gift taxes Assets can be kept in the family	Create a charitable trust that pays a fixed or variable income to use for a specific term of years. Principal is retained for heirs	Reduces your taxable estate and your family keeps the property, often with reduced gift taxes

Florida Gulf Coast University

Planned Giving

Planned Giving

Advancement Links

Gift Types