Human Resources
Human Resources
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Human Resources Department
Florida Gulf Coast University
Modular 2
10501 FGCU Blvd. South
Fort Myers, FL 33965-6565
Tele: (239) 590-1400
Fax: (239) 590-1011
Email: hresources@fgcu.edu
Retirement
Program |
Florida Retirement System (FRS) |
Optional Retirement Program (ORP) |
Availability |
Support Personnel, A&P, and Faculty |
Faculty and A&P staff only |
Includes |
FRS Pension Plan |
N/A |
Brochure |
Download ORP Program Brochure | |
Plan Summary |
Pension Plan: Summary Plan Guide Investment Plan: Summary Plan Guide |
Written Plan for the ORP |
Comparison Information
|
Pension Plan vs. Investment Plan (Video) |
ORP & FRS Comparison |
Please review the brochures and links below for additional information.
Comparison of employment before/after July 1, 2011
Available on the myFRS website:
Take-home Pay Calculator - Calculator to assist members in estimating the impact of the 3% contribution on their take-home pay.
Enrollment Forms:
Support Personnel Employee Enrollment Forms (PDF files)
Faculty and A&P Staff Only Enrollment Forms (PDF files)
- ORP16 (enrollment for ORP eligible employees)**
If you choose Option #1, you must also execute an annuity contract with an approved provider company within 90 days of your hire date.
- ORP 16-A (change form)**
**ORP enrollment and change forms must be sent to Human Resources for certification.
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FGCU SUPPLEMENTAL 403(b) PLAN
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Florida Gulf Coast University offers a voluntary retirement savings program as described under section 403(b) of the Internal Revenue Code (IRC). A 403(b) plan is a tax-deferred retirement program that permits an employee to reduce his or her compensation on a pre-tax basis (a “deferral”) and have the deferral deposited into a 403(b) account that the employee sets up with an approved 403(b) vendor. Amounts deferred into a 403(b) account, and any earnings on those deferrals, are generally not taxed until the employee makes a withdrawal from his or her 403(b) account following separation from service. Employees eligible to participate in the Plan include employees other than student workers performing services described in Internal Revenue Code section 3121(b)(10). An eligible employee may select to participate at any time throughout the year. Additionally, current participants may elect to change or stop their participation at any time. To start or make an elective contribution to the Plan, you must execute an annuity contract with an approved 403b provider and complete a Salary Reduction Agreement and return it to the Human Resources Department. Your election will be effective as of the date indicated on the Salary Reduction Agreement or the next applicable payroll date after the form is received in Human Resources. Such elective contributions are also subject to applicable Internal Revenue Code limits and the terms of the Plan. Employees should contact each vendor for information about the 403(b) products and services it offers. |
| FGCU 403(b) Plan Document |
| Approved Vendors |
| Salary Reduction Agreement |
