HR UPDATES
Human Resources Homepage
HR Updates Homepage
September, 2011

Open Enrollment Period
Due to the possibility of changes to our HMO benefit option, Open Enrollment will occur later than normal this year and will run for a shorter period of time. This year’s Open Enrollment period begins November 7, 2011 and runs through November 18, 2011.

Human Resources will be sending each employee an email containing the link to the People First website and your People First ID number. It is strongly recommended that you log-on to the People First website PRIOR to the beginning of Open Enrollment to ensure that your password is valid. If you have forgotten or need to change your password, there is a link on the People First website. You can also call the People First Service Center at 1-866-663-4735 to update your password. Once logged in, check that your ‘Home Address’ and ‘Mailing Address’ are up to date in the People First System. If either of the addresses are incorrect, please notify HR of your correct address by emailing hr@fgcu.edu from your FGCU email account.

Beginning in October, HR will send a weekly email update each Monday to keep employees informed of all pertinent Open Enrollment information and changes. Our office will be holding informational sessions during the coming months, so stay tuned for the announcement of these dates and times.

Due to the shortened Open Enrollment period, prepare in advance as suggested above to avoid the anticipated extended wait time if you choose to contact People First via telephone during that limited time!


Annual Employee Benefits Fair
AHOY, MATE! Be sure to save the date for the Annual Employee Benefits Fair which will be held on Tuesday, September 27, 2011, from 9:00 A.M to 3:00 P.M. This year’s theme brings the relaxing, tranquil feeling of “Cruising” to the Student Union Ballroom, so join in the fun of dressing as a fun-loving sailor or a sun-loving tourist. Please take advantage of the many opportunities offered to Faculty and Staff throughout the day. There will be plenty of HR “Cruise Directors” available for any assistance you may need.

Insurance and retirement vendors will be available to discuss plan details and answer any specific questions you may have to assist with Open Enrollment decisions. Many companies offering discounts to FGCU employees will also be on “deck”.

Upon arrival, please register at the Human Resources table to pick up your “Boarding Pass” & receive the eligibility requirements for winning one of many fabulous prizes including this year’s Grand prize, a one year membership to Stoneybrook Golf Club!

Watch for your postcard reminder which will be mailed to all Faculty and Staff at the beginning of September. Turn in your pre-labeled postcard at the Human Resources table for a chance to win special door prizes.

HR looks forward to seeing you there!


Dental Plan Rates
Rates for the following dental plans are increasing:
CompBenefits Network Plus Prepaid
Plan 2011 2012
Employee Only $21.90 $23.00
Employee + Spouse $43.18 $45.34
Employee + Child/Children $51.48 $54.06
Employee + Family $65.76

$69.06

CIGNA Dental Prepaid
Plan 2011 2012
Employee Only $26.32 $27.38
Employee + Spouse $47.32 $49.22
Employee + Child/Children $55.68 $57.92
Employee + Family $67.56 $70.26
CompBenefits Preferred Plus PPO
Plan 2011 2012
Employee Only $29.50 $30.98
Employee + Spouse $54.58 $57.32
Employee + Child/Children $60.98 $64.04
Employee + Family $88.56 $92.98

HMO Changes
Effective January 1, 2012, the State will be limiting the number of HMOs offered to only one vendor per county. This action is the result of an HMO Procurement process conducted by the Department of Management Services which is expected to result in a $400 million cost reduction to the State over 2 years.

The selected HMO vendor for Lee, Charlotte and Collier counties is United HealthCare. For employees who live in other counties, click here to see which HMO provider has been authorized to provide coverage. Please note that employees may select the HMO Provider in either their county of residence or county of employment. If your current HMO provider is the authorized vendor in your county of residence or county of employment and you want to continue with that vendor, no action is required during the Open Enrollment period.

If your current HMO provider is not the authorized vendor in your county of residence or county of employment, you must make a health insurance election during the Open Enrollment period; otherwise, if you do not make an active election, you will automatically default to the State PPO Plan effective January 1, 2012.

Please note a procurement bid protest has been filed by several vendors regarding the State’s HMO Procurement process. As a result, the Open Enrollment period has been delayed and is currently scheduled for November 7 –November 18, 2011. In the event the bid protest process is not resolved by December 31, 2011, which is the date all current HMO contracts with the State expire, the only health insurance option available for Plan Year 2012 will be the State PPO Plan.

If the bid protest is not resolved, all employees covered on December 31, 2011, or who enrolled in any health plan during the Open Enrollment period, will be automatically enrolled in the State PPO Plan effective January 1, 2012.

For additional information, click here for an FAQ regarding the HMO Procurement process.


New Pharmacy Benefit Manager/Provider
All health plans will be using the new pharmacy benefit manager Medco as of January 1, 2012. For employees on HMO coverage this will mean using a separate Medco card for prescriptions. For employees on the PPO, this means you will use a Medco card instead of your current Caremark cards effective 1/1/2012.

In December new prescription ID cards will be mailed to all employees enrolled in health coverage. Medco will mail 2 cards; additional cards can be requested if needed. Medco will also send an announcement letter at the end of September with additional information including website links.

Medco will transfer any existing prescriptions from your current pharmacy benefit manager and will also provide information regarding their Preferred Drug List (PDL) which may differ from your previous provider.

PPO members are still required to use the mail order benefit for maintenance medications. If you have filled a maintenance prescription at a retail pharmacy 3 times you will now need to continue through mail order when filling any subsequent refills.

Note: As of January 1, 2012 Walgreens Pharmacy will no longer be a participating pharmacy in the State's network.


Vendor Name Change
Alta will now be known as CIGNA Health and Life Insurance Company (CHLIC).

Sick Leave Pool Special Open Enrollment
The annual Open Enrollment period to join the University Sick Leave Pool begins on October 1, 2011, and runs through October 31, 2011.

 All Faculty, A&P and SP employees with at least one year of employment and a minimum of 64 hours of unused sick leave may enroll during the Open Enrollment period. At the time of enrollment, each employee contributes eight (8) hours of sick leave to the Pool.

The FGCU Sick Leave Pool provides an extra measure of protection for an employee who may suffer an illness or injury that exhausts all of their personal accrued leave. Without the Sick Leave Pool, such an employee could be facing a medical leave of absence without pay. Instead, members may apply to utilize sick leave hours from the Pool, up to a maximum of 480 hours, thereby continuing to receive their regular biweekly paycheck.

Eligible employees will receive an e-mail notification and should complete and submit the Sick Leave Pool Enrollment form.


Long Term Disability
Human Resources and the Gabor Agency are pleased to announce enhancements to the Long Term Disability plan. Effective September 1, 2011, The Standard Insurance Company will replace our current long term disability carrier, UNUM. The Standard plan will provide a rate reduction with improved benefit coverage.

The new plan from The Standard will provide similar benefits with the following enhancements:

Lower rates

• Increased maximum benefit to $15,000 per month

A longer benefit payment period (from age 65 to Social Security Normal Retirement Age*)

A lifetime benefit period in the event of a Catastrophic Disability**

Increased income replacement percentage (80%) until Social Security Normal Retirement Age in the event of a Catastrophic Disability**

• A simplified claims process for disabled employees.

* For participants over age 62 please reference the maximum benefit schedule on the Gabor link below.

** A “Catastrophic Disability” is one that causes the loss of two of six Activities of Daily Living or a Severe Cognitive Impairment. The loss must occur while you are eligible for disability benefits. Benefits for catastrophic disabilities pay after 90 days of disability.

Employees who are currently not enrolled in LTD now have the opportunity during this special open enrollment period of September 1 through November 18, 2011 to enroll with no medical underwriting.

Please note that if you are currently enrolled in the Long Term Disability plan, no action is required if you wish to continue your coverage with The Standard. However, employees who want to reduce their waiting period from 90 to 30 days may do so during a special open enrollment scheduled for September 1 through November 18, 2011. Human Resources will be forwarding a brochure and enrollment form via interoffice mail in the next week with additional information.

To verify in which waiting period option you are currently enrolled, login to Gulfline at http://gulfline.fgcu.edu and select the following menu items:

• Employee

• Benefits & Deductions

• Benefit Statement (select current)

• The ‘Plan Cd:’ field under Long Term Disability will display whether you are enrolled in the 90 or 30 day waiting period option

Should you have questions about the new disability plan or rates, please visit the Gabor Agency website at www.gaboragency.com/ltd. Aaron Cheesman, our Gabor representative, will also conduct several on campus enrollment meetings during the coming months. Dates and times will be announced soon. Mr. Cheesman may be reached at 850-321-3790 or acheesman@gaboragency.com.