International Student Health Insurance

FGCU International Student Health Insurance Guide 

Health Insurance is mandatory for international students as required by Florida law. All international F1 and J1 students are required to provide proof of valid health insurance. The following is a list of preapproved carriers and plans. You will need to submit the Insurance Compliance Form 2024-2025

  • Each semester, a hold will be placed on student accounts until proof of insurance is provided. (Note: Student Athletes do not need to provide proof of insurance. The Athletic Department will provide student athletes with insurance information.)
  • Students will not be permitted to register for classes or continue enrollment unless they comply with the insurance requirements.  
  • Insurance must provide continuous coverage for the entire period the insured is enrolled as an eligible student - including annual breaks and summer sessions during that period. Payment of benefits must be renewable.
      • Insurance policies must cover 12 months unless you are graduating in December or May of that school year. 

Coverage dates must meet one of the following options:

Term Start End 
For most students August 19, 2024 August 18, 2025
Student Graduating in December August 19, 2024 December 9, 2024
Student Graduating in May August 19, 2024 May 3, 2025

Deadline to Submit Insurance is August 1st for Fall Semester, December 1st for Spring Semester.


Pre-approved Health Insurance Providers

Provider name  Provider website Plans 
IFS Insurance for Students  Secure or Secure Plus
ISP International Student Protection:  Trail Blazer BASIC or Trail Blazer ELITE
ISO International Student Insurance  Shield for FL System or Med for FL System
ISI International Student Insurance  Student Secure - FGCU, Select or Elite
MyCare26 FGCU Student Plan
Gallagher Student Health Student Injury and Sickness Insurance Plan

Questions about insurance? Please contact the Global Engagement Office (239) 590-7925

or email Melissa Perez at