The FGCU Wells Fargo Campus Card Program at FGCU is ending.
The option to open a new FGCU Debit Card will no longer be available. The Wells Fargo ATM located at Palmetto Hall has been removed, and the Wells Fargo ATM located outside of the Cohen Student Union will continue to be available for cash access. For questions regarding the FGCU Debit Card, please speak directly to a Wells Fargo banker.
Link your FGCU Debit Card1 to a Wells Fargo Clear Access BankingSM or Everyday Checking account2 for banking convenience.
Florida Gulf Coast University and Wells Fargo have teamed up to offer you optional banking convenience with your linked FGCU Debit Card, exclusively for Eagles. Use it for your day-to-day financial needs on and off campus when it’s linked to a Wells Fargo checking account, with two account options for students. Enjoy no-fee cash access at Wells Fargo ATMs, including the Wells Fargo ATMs on campus. Make everyday purchases and pay bills at participating retailers and service providers. Take advantage of this optional benefit today.
Additional Campus Card Services
Access to additional services such as:
- The Wells Fargo Mobile® app to check account activity, deposit checks3, transfer funds4, pay bills, send money with Zelle®5 in our mobile app, and set up push
notifications, text, or email alerts6. - Helpful online financial educational resources and money management tools.
- CollegeSTEPS® planning resources, including exclusive access to over 7 million scholarships, and more.
Enjoy banking convenience when you choose to link your FGCU Debit Card to a Clear Access Banking℠ or Everyday Checking account.
Plus, when linking a FGCU Debit Card to an Everyday Checking account, you’ll receive
additional benefits:
- No monthly service fee changed.7
- No Wells Fargo fees for up to four cash withdrawals per monthly fee period from non-Wells Fargo ATMs in the U.S.8,9
- Receive a courtesy refund on one overdraft fee incurred during each calendar month.8,10
- Receive a courtesy refund on one incoming domestic or international wire transfer
fee during each calendar month.8,11
1. The FGCU Debit Card is a Visa® debit card issued by Wells Fargo Bank, N.A., and
is a Wells Fargo Campus Card.
2. Minimum opening deposit is $25. Monthly service fee for the Everyday Checking account
is $10 and can be avoided when the primary account owner is 17 through 24 years old.
Monthly service fee for the Clear Access Banking account is $5 and can be avoided
when the primary account owner is 13 through 24 years old. When the primary account
owner reaches the age of 25, age can no longer be used to avoid the monthly service
fee. Everyday Checking customers have other ways to avoid the monthly service fee.
Customers between 13 and 16 years old must open the Clear Access Banking account with
an adult co-owner. See a Wells Fargo banker or the Consumer Account Fee and Information
Schedule available at wellsfargo.com/depositdisclosures for more information about other fees that may apply and options to avoid the monthly
service fee.
3. Mobile deposit is only available through the Wells Fargo Mobile® app. Deposit limits
and other restrictions apply. Some accounts are not eligible for mobile deposit. Availability
may be affected by your mobile carrier’s coverage area. Your mobile carrier’s message
and data rates may apply. See Wells Fargo’s Online Access Agreement for other terms, conditions, and limitations.
4. Terms and conditions apply. Setup is required for transfers to other U.S. financial
institutions, and may take 3 – 5 days. Customers should refer to their other U.S.
financial institutions for information about any potential transfer fees charged by
those institutions. Mobile carrier’s message and data rates may apply. See Wells Fargo’s
Online Access Agreement for more information.
5. Enrollment with Zelle® through Wells Fargo Online® or Wells Fargo Business Online®
is required. Terms and conditions apply. U.S. checking or savings account required
to use Zelle®. Transactions between enrolled users typically occur in minutes. For
your protection, Zelle® should only be used for sending money to friends, family,
or others you trust. Neither Wells Fargo nor Zelle® offers a protection program for
authorized payments made with Zelle®. The Request feature within Zelle® is only available
through Wells Fargo using a smartphone. In order to send payment requests to a U.S.
mobile number, the mobile number must already be enrolled with Zelle®. To send or
receive money with a small business, both parties must be enrolled with Zelle® directly
through their financial institution’s online or mobile banking experience. For more
information, view the Zelle® Transfer Service Addendum to the Wells Fargo Online Access Agreement. Your mobile carrier’s message and data rates may apply.
6. Sign up may be required. Availability may be affected by your mobile carrier’s
coverage area. Your mobile carrier’s message and data rates may apply.
7. You will avoid the Everyday Checking account’s monthly service fee within 45 days
of linking your FGCU to that account. See a Wells Fargo banker or the Consumer Account
Fee and Information Schedule available at wellsfargo.com/depositdisclosures for more information about other fees that may apply and options to avoid the Everyday
Checking account’s monthly service fee.
8. These benefits will take effect within 45 days following the linkage of your Campus
Card to an Everyday Checking account. Your Everyday Checking account must be linked
to an open, active Wells Fargo Campus Card to remain eligible and receive these benefits.
Your benefits will end 60 days after your Everyday Checking account is no longer linked
to an active Campus Card. In that event, the Bank’s standard terms and fees apply.
Ask a banker for additional details.
9. Non-Wells Fargo ATM owner/operator fees may apply.
10. Our overdraft fee for Consumer checking accounts is $35 per item (whether the
overdraft is by check, ATM withdrawal, debit card transaction, or other electronic
means). We charge no more than three overdraft fees per business day. Overdraft fees
are not applicable to Clear Access Banking℠ accounts. The payment of transactions
into overdraft is discretionary and we reserve the right not to pay. For example,
we typically do not pay overdrafts if your account is overdrawn or you have had excessive
overdrafts. You must promptly bring your account to a positive balance.
11. In addition to any applicable fees, Wells Fargo makes money when we convert one
currency to another currency for you. The exchange rate used when Wells Fargo converts
one currency to another is set at our sole discretion, and it includes a markup. The
markup is designed to compensate us for several considerations including, without
limitation, costs incurred, market risks, and our desired return. The applicable exchange
rate does not include, and is separate from, any applicable fees. The exchange rate
Wells Fargo provides to you may be different from exchange rates you see elsewhere.
Different customers may receive different rates for transactions that are the same
or similar, and the applicable exchange rate may be different for foreign currency
cash, drafts, checks, or wire transfers. Foreign exchange markets are dynamic and
rates fluctuate over time based on market conditions, liquidity, and risks. Wells
Fargo is your arms-length counterparty on foreign exchange transactions. We may refuse
to process any request for a foreign exchange transaction.
Incoming wire transfers received in a foreign currency for payment into your account
will be converted into U.S. dollars using the applicable exchange rate without prior
notice to you.
For additional information related to Wires and foreign currency wires, please see
the Wells Fargo Wire Transfers Terms and Conditions.
Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
Wells Fargo may provide financial support to Florida Gulf Coast University for services associated with the FGCU Debit Card.
Wells Fargo Bank, N.A. Member FDIC.
Florida Gulf Coast University and Wells Fargo Campus Card Agreement
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Account & Agreement Disclosure
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Award Disclosure
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